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AOPA Insurance Agency Renter Liability Insurance
Bodily injury and property damage liability limit is required coverage. The required liability coverage provides protection against claims for Bodily Injury and Property Damage that may occur during your operations of a non-owned aircraft. Damage to the non-owned aircraft is not covered but you can purchase that additional coverage from the optional coverage section below.
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Limits of Liability
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AOPA Member Discount Premium * |
Non AOPA Member Premium * |
Additional Premium for employer as Additional Insured ** |
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| Each Occurrence | Per Passenger | |||
| 250,000 | 25,000 | 81 | 86 | 50 |
| 500,000 | 50,000 | 109 | 116 | 50 |
| 500,000 | 100,000 | 172 | 181 | 50 |
| 1,000,000 | 100,000 | 209 | 220 | 50 |
Optional Coverage for damage to non-owned aircraft
This coverage provides you protection against claims for damage to the non-owned aircraft, including its loss of use. This coverage is optional and can only be purchased if Bodily Injury and Property Damage Coverage above has been purchased.
| Coverage Options | ||
| Limit of Liability | AOPA Member Discount Premium * |
Non AOPA Member Premium * |
| 5,000 | 94 | 99 |
| 10,000 | 166 | 175 |
| 20,000 | 238 | 250 |
| 30,000 | 333 | 350 |
| 40,000 | 428 | 450 |
| 60,000 | 570 | 600 |
| 80,000 | 736 | 775 |
| 100,000 | 926 | 975 |
| 150,000 | 1,354 | 1,425 |
Applicable taxes apply
Optional coverages are available and are detailed in the quote process.
* Rates are subject to change. The premium is 50% fully earned at inception date of the policy. The
maximum the company will return is 50% of the total premium if the policy
is cancelled.
** Your employer may require this coverage if you intend to use non-owned aircraft in your business (this coverage is not available if you hold a Recreational Pilot Certificate). Coverage does not apply if your employer is involved in the business of designing, manufacturing or repairing aircraft, their engines or accessories, operation of an airport, aircraft hangaring facility, aircraft sales organization, flight instruction, flying schools/pilot services facility or any other commercial aviation operation