AOPA Insurance Agency Renter Liability Insurance

Bodily injury and property damage liability limit is required coverage. The required liability coverage provides protection against claims for Bodily Injury and Property Damage that may occur during your operations of a non-owned aircraft. Damage to the non-owned aircraft is not covered but you can purchase that additional coverage from the optional coverage section below.

Limits of Liability
AOPA Member
Discount Premium *
Non AOPA Member
Premium *
Additional Premium
for employer as
Additional Insured **
Each Occurrence Per Passenger
250,000 25,000 81 86 50
500,000 50,000 109 116 50
500,000 100,000 172 181 50
1,000,000 100,000 209 220 50

Optional Coverage for damage to non-owned aircraft

This coverage provides you protection against claims for damage to the non-owned aircraft, including its loss of use. This coverage is optional and can only be purchased if Bodily Injury and Property Damage Coverage above has been purchased.

Coverage Options
Limit of Liability AOPA Member
Discount Premium *
Non AOPA Member
Premium *
5,000 94 99
10,000 166 175
20,000 238 250
30,000 333 350
40,000 428 450
60,000 570 600
80,000 736 775
100,000 926 975
150,000 1,354 1,425

Applicable taxes apply

Optional coverages are available and are detailed in the quote process.

* Rates are subject to change. The premium is 50% fully earned at inception date of the policy. The maximum the company will return is 50% of the total premium if the policy is cancelled.
** Your employer may require this coverage if you intend to use non-owned aircraft in your business (this coverage is not available if you hold a Recreational Pilot Certificate). Coverage does not apply if your employer is involved in the business of designing, manufacturing or repairing aircraft, their engines or accessories, operation of an airport, aircraft hangaring facility, aircraft sales organization, flight instruction, flying schools/pilot services facility or any other commercial aviation operation